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Know Your Budget – An RV Buying Tip

So many people go into an RV dealership with the intention of just looking around. But before they know it, some salesman is trying to sell them the most expensive RV on the lot. And why not, right? The salesman is trying to make a living.

I can’t say this strongly enough: Know Your Budget!!

This includes what you can afford to put down as a deposit AND what you can afford as monthly payments. Keep in mind that what you CAN afford and what you WANT to afford are often two different things.

Before you leave the house sit down a moment and compare your monthly income against all your monthly expense. Be sure you know how much can be allocated to your new RV.

Your RV is suppose to be a FUN addition to your life and lifestyle. Keep it that way by not over extending yourself with your new monthly payment.

Below is a list of items to get you started:

INCOME:
Salary #1
Salary #2
Other Income
Other Income

EXPENSES:
Mortgage(s) / Rent
Monthly Fees (Insurance, condo fees etc)

UTILITIES
Electric
Heat
Cable / TV
Telephone

AUTO EXPENSES
Loan(s)
Fuel
Insurance
Repairs
Registration

OTHER:
Groceries
Donations
Clothing
Cell-phone
Dining Out
Other Entertainment
Credit Card Payments

Filed under: RV Tips, Tips For The RV Buyer · Tags: , , ,

2 Responses to "Know Your Budget – An RV Buying Tip"

  1. Sandra says:

    Thanks Scott for your input! I’m sure our readers will appreciate it!

  2. Scott says:

    When buying a used RV, don’t spend good money after bad on a pig in a poke. Have it inspected by a professional inspector. Omiting that step could cost you. A used RV that is a money pit will be no fun at all. RV’ing is suppose to be fun. An added benifit to an inspection is that it may give you the advantage of a lower purchase price or the repair of defects prior to purchase. Either way, you save time and money. SRS Inspection Services provides RV inspections in the greater Chattanooga, TN area. Call Scott at 423-255-0832 to schedule an inspection.

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